Flexible In-House Lending
Common-sense lending built for drivers. We prioritize your CDL experience and business potential over a computer-generated score.
High Approval Rates
Trusted Semi-Truck FinancingYou Haul America.
You Haul America.
We Fund Your Journey.
Fast, flexible semi-truck financing for owner-operators and fleets. Get approved in as little as 24 hours-regardless of your credit history.
Speed24-Hour Decisions
Volume$250M+ Funded
ReachNationwide Coverage
HeadquartersCrown Point, IN
The Advantage
The Impel Leasing Advantage
01
Direct In-House Lending
We aren't brokers. We are the bank. Our in-house programs allow us to look past the credit score to see the professional driver behind the wheel.
02
Speed of the Road
In trucking, downtime is lost revenue. Our streamlined digital process gets you from application to approval in one business day.
03
Credit Flexibility
Whether you're a first-time buyer rebuilding credit or an established fleet owner, we have a seat for you.
04
Transparent Terms
No hidden fees, no "gotcha" clauses, and zero prepayment penalties on our flagship programs.
Process
3 Steps to Your Next Rig
1
Fast Pre-Qual
Complete our 5-minute secure form. We'll do a soft pull that doesn't impact your credit score.
2
Custom Quote
Our specialists build a financing plan that fits your haul, your equipment, and your budget.
3
Get the Keys
Sign your documents electronically and pick up your truck. It's that simple.
Programs
View all programs →Financing Built for the Industry
Your Path to Ownership
Stop paying for someone else's equity. Our Lease-to-Own program lets you build ownership in your equipment while you work.
Low Down Payments
Growth Capital for Fleets
Ready to grow from one truck to a fleet? We provide the capital and structure needed to scale with competitive rates.
Volume-Based TermsCalculator
Know Your Numbers.
See how equipment price, down payment, and credit strength shape your monthly overhead-before you ever talk to a lender.
- Estimated payments based on credit strength
- Terms from 24 to 72 months
- Zero prepayment penalty on flagship programs
$60,000
$40k$200k
$6,000 (10%)
Your Estimated Monthly Payment
$1,174.09
Apply to Lock In This RateEstimated payments only. Final terms are subject to credit approval and equipment age.
FAQ
Common Questions, Honest Answers
Credit flexibility, soft pulls, approval timing, and how Lease-to-Own really works.
See all FAQs →About
Driven by Your Success
Headquartered in Crown Point, Indiana, Impel Leasing was founded to provide the trucking industry with the specialized financial support it deserves. We aren't general lenders-we are transportation experts.
Read our story →